The Pros and Cons of Property Investment: What You Need To Know

Finding a trustworthy mortgage adviser in NZ can be difficult, but here at Simpler, we can help make things simple. Property investment can be daunting, especially when it comes to knowing how to finance them, which is why we are on hand to craft the ideal strategy to help you achieve your goals.

In fact, we have outlined the pros and cons of property investment, detailing exactly what you need to know. 


When it comes to the advantages of investing in properties in NZ, regardless of whether that’s commercial or residential, these are several that come to mind:

  • Year-round holiday properties - the country boasts year-round holiday spots, meaning that holiday investment properties are likely to see profit throughout the year
  • Finance options - there’s numerous finance options available in terms of investing in a property (an advisor from Simpler can assist with this!), making it easy to purchase a new property
  • Measurable yields - if investing in a property that requires rent/tenants, you’ll have reliable and measurable rental yields, guaranteeing profit 


In the meantime, there are also several risks or drawbacks associated with property investment that you should consider. These include: 

  • Deposit needed - while any form of property will require a deposit, some often demand a significant amount, especially for investment properties
  • Overhead costs - you might have to deal with overhead costs, such as maintenance
  • Depends on long-term trends - long-term trends can be difficult to predict, meaning that you might not always get the returns that you want 

As you can see, there are a number of pros and cons to property investment that are worth taking into account. If you are unsure of whether property investment is a viable option for you and your financial situation, we can help. For a mortgage advisor in NZ that you can trust, look no further than Simpler. Our expert team is dedicated to helping you meet your financial goals, especially when it comes to property investment and managing mortgages. Choose Simpler for a simple, no-fuss solution to supporting your property investment goals and needs. Get in touch with us today for more information about our services, or for any further enquiries.

April 4, 2024

Loans 101: How To Finance Your New Home Build

Read More >
April 4, 2024

What Support Is Available For NZ First Home Buyers?

Read More >
April 3, 2024

What Are Home Building Loans, and How Can They Benefit You?

Read More >

Talk to an advisor today

Great advice matters. Let us help you with a free, no obligation review.

contact us