The simpler mortgage company

Whether you’re buying a home, investing in property or looking to protect your assets - we’re here to make it simpler for you.

Calculate my repayments

Talking to a Simpler Mortgage Adviser won't cost you a penny

Lowest interest rates

Because we’re doing the banks job for them, they pass on those interest rate savings to you.

Free Service

You don't pay us a cent, we get paid by the bank for doing their work and bringing you the best deal.

Best advice

We’ve worked within the banking industry for over a decade, so we know how to navigate them to get our clients the best outcomes.


We work with clients all over the country, all our processes are online and we’re pretty much always available.

Get Started

First Home Buyer

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Property Investing

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Review your mortgage

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Mortgage Calculators

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Start Working With the Best Online Mortgage Broker NZ, Christchurch, Wellington, Tauranga, Auckland

One of the best things about Simpler is that our entire process is done online! There is no need to leave the comfort of your home, make an appointment or wait in any lines. This is what truly makes our process simpler than any others!

We are proud to have some of the very best mortgage advisors in Christchurch and Auckland on our friendly and professional team here at Simpler. No matter where you’re based in New Zealand, our team is here to help you!

Why Simpler

If you're looking for an adviser that is friendlier, faster and makes the process simpler while ensuring you have the best possible structure, look no further.

Sebastian Pierce

Director and Financial Adviser.

Seb has dedicated the last decade of his professional life to the banking/ finance world. He’s a previous Commercial Manager at ASB Bank, where he pioneered digital banking solutions for shared home ownership, a relatively new concept to NZ.

With a Bachelor's degree in Finance, and a Masters of Engineering Management, Seb is often referred to as the Financial Engineer. He understands the ‘ins’ and ‘outs’ of banks and their processes, tax efficient loan structures and knows how to find his clients the best possible deal.

Seb loves talking shop, whether investing in the markets, or property, so take the time to get in touch.  Find out how he can help you on your path to a more informed financial future.

What Our Brokers Can Offer You!

Have you ever wondered what our Simpler brokers can do for you? Our brokers can assist you if you are looking at:

Buying a home?
Wanting to invest in property?
Protect your current assets?

Whatever your financial goals are, our brokers know the finance market inside out so they can find you the best possible financial solution.

Allow us to help guide you through this process and make things so much easier and simpler for you! 

Even if you have zero experience with mortgages and other financial processes, there is no need to stress. This is because our Simpler finance experts are with you every step of the way and make sure that you choose an option that is right for you and your financial situation. 

What our clients have to say

Simpler Mortgages

Are you looking for the best home mortgage loan broker? Have you been struggling to find a business mortgage broker in Nz that you can rely on?

We are very proud to have some of the best mortgage advisors in Christchurch and Auckland ready and waiting to help you!

Mortgages can be a scary field to navigate, especially if it is your first time! We are here to help you navigate this challenging landscape by offering you advice and mortgage management services from the very best mortgage brokers available to you here in New Zealand.

You won’t regret working with the friendly professionals here at Simpler!

Want to find out more about our process? Click here

Are you looking for the very best mortgage advisors in Christchurch and Auckland? Get in touch with us today! We would love to be a part of your financial journey!

The Simpler Financial Process

So how does it all work? If you are interested in how the Simpler financial process works, it follows the following structure:

Chat- first things first. We have a chat with you to get to know your current financial situation and goals.

Get to know you- Our team will send you an online application which we will use to gain a more in-depth understanding of what you are looking for.

Review & recommend- Our team reviews your application and takes the time to recommend which of our options would be best suited towards your financial goals. 

Implement- It is up to you to choose which of the options we present you with suits you most. We then assist you with implementing this decision. 

Manage- Our team manages your mortgage for you. Removing the need for you to deal with any admin or paperwork

Reviews- We’ll review your mortgage regularly to ensure that you are still satisfied with the option that you have chosen.

Our Blog

July 4, 2022

Property Investment Consultants Top Tips For New Builds

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July 4, 2022

Why You Need A Business Mortgage Broker Today

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June 23, 2022

The Best Mortgage Advisor Can Help You Manage Your Existing Mortgage

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