The simpler mortgage company
Because we’re doing the banks job for them, they pass on those interest rate savings to you.
You don't pay us a cent, we get paid by the bank for doing their work and bringing you the best deal.
We’ve worked within the banking industry for over a decade, so we know how to navigate them to get our clients the best outcomes.
We work with clients all over the country, all our processes are online and we’re pretty much always available.
One of the best things about Simpler is that our entire process is done online! There is no need to leave the comfort of your home, make an appointment or wait in any lines. This is what truly makes our process simpler than any others!
We are proud to have some of the very best mortgage advisors in Christchurch and Auckland on our friendly and professional team here at Simpler. No matter where you’re based in New Zealand, our team is here to help you!
Our online application process starts with a fact find. It helps us understand your goals and financial position to start framing some financial advice for you.
Once you have completed the online fact find, we will schedule in a time to have a chat - We will run over some high-level numbers, ask and answer any questions and request some supporting documents that we need to submit an application to the bank.
Once we have your supporting documents, we put together a full application, explore all of your options with different banks and lenders and provide you with our recommendation.
Once you have all the information to make an informed decision, we will then apply to your chosen provider with the best application possible to ensure a fast and efficient approval.
If you are purchasing a house, you can look with confidence knowing exactly what you are able to purchase for. We will assist you during this time, providing you with valuations on potential properties, assisting you with your due diligence and answering any questions you may have.If you are refinancing/restructuring, we will get all the documentation ready for you.
Once all the documentation is done and settlement has been completed, we will actively manage your mortgage and review it every 6-12 months to make sure it is still working for you and your goals.
