Who are we?

Simply put, we are mortgage and insurance brokers although we like to think of ourselves a little differently. We are dedicated to making the process simpler (hence the name) for our clients and to making finance easy to understand, accessible and FUN. I mean, we find finance fun and we’re cool, right?

We work with all major banks, lenders and insurers to ensure you get the best deal available and we understand that finance is only part of the buying and selling process, which is why we’ll be by your side for the rest of the journey too.


Our Team

Sebastian Pierce

Sebastian Pierce

Director & Principal Mortgage and Insurance Adviser

Our story starts with Sebastian Pierce, he is the man behind Simpler. He set up Simpler after a 10-year banking career knowing that clients get better results when they make decisions based on sound financial advice. His inside knowledge of banks, their processes and how to navigate them get his clients the best results.

He lives and breathes finance and property and as an active property investor and developer, he brings his real-world experience to his client's unique transactions.

He loves talking shop so feel free to get in touch.

Beka Fitzgerald

Mortgage Consultant

After taking a few years out of the workforce to focus on raising her young daughters, Beka joined the Simpler team at the end of 2020. Beka is our Mortgage Consultant, liaising with clients and the bank to ensure the best applications possible are presented for approval. She also runs our social media side of things, using her everyday experience to put together informative posts for other potential home buyers!

Beka’s passion is assisting first home buyers to get onto the property ladder, so if you're thinking about jumping into property ownership she’d love to help!

Beka Fitzgerald
Matt Lawrence

Matt Lawrence

Loan Writer

Matt has dedicated his professional work life to the banking and finance sector with over 8 years at ASB Bank before joining the Simpler team. There he held various positions covering personal, business, commercial and corporate banking. 

At Simpler Matt is our loan writer, ensuring customers' loan applications are presented in the best possible way to the bank, ensuring the fast approval they deserve.

When Matt’s not in the office you’ll often find him baiting up a rod or chucking on the scuba gear in search of the perfect catch.

Reasons to choose us:


Free Service

We don't charge for our services unless it’s something complex, and if that's the case we’ll tell you upfront.


Better mortgage rates

We deal with all major banks, and we know who's competing for new customers at any given time and who will give the best deal. We do the negotiation for you.


Better Advice

We advise on things such as loan structure, budgeting and our view on lowest interest rates. Bank employees technically aren't allowed to give their view on these and if they do it’s in favour of their bank.

Talk to an advisor today

Great advice matters. Let us help you with a free, no obligation review.

contact us