The Different Types of Home Loans on Offer in NZ

With so many types of Best home loans available in NZ from so many different lenders, how does one navigate this process and choose the most suitable loan? Here at Simpler we are dedicated to helping you find the right loan, and the first step is to make you aware of the different types of home loans out there so that you are aware of what category you fall into. From there we can discuss your finances, budget, what you’re looking for, and find you the perfect loan!

The different types of home loans in NZ include the following!

First Time Buyers

For first time buyers, the process of buying a home and securing a Best home loans can definitely be challenging! But it is also exciting. At Simpler we aim to help you find the right property and the right home loan that will make buying your first home something that you can always think fondly of.


Has it come time to renovate? If so, you may need a renovation loan. This type of loan also falls within home loans and there are many different options available to you. There is no need to put off renovating, so add value to your home today through kitchen or bathroom renovations, landscaping and temperature control.

Moving House

Whether you are looking to upgrade your home or move into something smaller, moving can be an arduous and stressful task so allow us to offer you our expert advice regarding whether to buy or sell first and what loan options you have available to you.

New Build

There are so many aspects to consider when you are getting a new home built and it is so easy for things to slip through the cracks if you do not have the right professionals at your side.  We have a network of lenders and contractors that we can help you choose from, and help you make a choice that you'll be glad you made!

Reviewing Your Home Loan

Not happy with your current home loan in NZ? Allow us to review it for you!

Are you looking for a home loan in NZ that suits your needs? Here at Simpler we make the entire process so much simpler by finding the Best home loans that are best suited to you. We present you with the most ideal options to make your choice all the easier. 

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